Hey guys, I'm Doug Massie. In this video, we're going to go over Transamerica's underwriting and how to fill out their application. Coming up after this, Transamerica has some pretty cool niches. One of them is that they don't have a build chart for people who are 45 and over. However, they do have a build chart for their final expense product for people who are 44 and under. Additionally, they don't ask mental health questions for those aged 45 to 85, and they accept Direct Express. Now, let's get right into it. Here's the Transamerica application for those aged 45 to 85. On page 1, make sure you input all the required information. If you miss something or make a mistake on this page, redo the whole application. If you don't, Transamerica will come back and request an amendment or ask you to fill out a brand new application with new signatures. You definitely don't want to go through that process. In the part 1, Producer Information, make sure you fill out the name and the producer ID. In part 2, Your Plan and Writer, we mostly sell the Immediate Solutions plan, but there are also other plans available with this application. Fill in the face amount, total premium, and indicate if it's preferred or what rate class you're going for. If you're using an accidental death benefit rider or a child/grandchild rider, make sure you indicate that as well. Remember, all questions on this application need to be answered. Moving on to part A3, make sure you provide all the requested information. Don't miss anything or you'll have to go back and possibly start a whole new application. Don't forget to sign as well. Let's scroll down to part A5. Here, they're asking for the beneficiary. Transamerica has a mandatory beneficiary...
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